Active
54 Days on market
104 Stephen Street Dartmouth — Photo 1 of 27

104 Stephen Street Dartmouth — Photo 1 of 27

Recent Drop: $25,000

$650,000
$625,000

$625,000

Investment Analysis — 104 Stephen Street

Dartmouth, MA 02748

Based on HUD Small Area Fair Market Rent for Providence-Fall River, RI-MA HUD Metro FMR Area, a 3-bedroom in 02748 carries an estimated $2,270/mo in gross rent — about a 2.75% cap rate and $17,194/yr in estimated NOI at the $625,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

1,082

Style

Single Family

Built

1910

Opportunity meets flexibility in this Dartmouth property offering far more than meets the eye. Whether you're looking for a place to call home, a long-term investment, or both, this property delivers with 10 income-producing garages already generating monthly rental revenue, with strong potential for future rental increases, in addition to the existing residential tenancy until October 2nd 2026. The spacious backyard offers room to relax, entertain, or expand outdoor enjoyment, while the oversized detached garage and expansive paved area provide exceptional utility rarely found at this price point. Ideally located just minutes from Padanaram Village, Apponagansett Park, Round Hill Beach, UMass Dartmouth, shopping, restaurants, and Route 6 with convenient access to I-195 for commuting throughout the South Coast and beyond. A rare opportunity combining immediate cash flow with long-term upside in one of Dartmouth's most desirable locations.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 541 sq ft (the lesser of 900 sq ft or half the 1,082 sq ft principal dwelling). Lot size: 9,148 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$650,000
Annual Taxes$3,508

Parking

Garage10
Off-Street14

Interior Specifications

Total Rooms7
FireplacesNone
FlooringTile, Carpet, Laminate
BasementFull, Walk-Out Access, Interior Entry, Concrete, Unfinished

Climate & Utilities

HeatingSteam, Oil
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame, Conventional (2x4-2x6)
RoofShingle
FoundationConcrete Perimeter
ZoningGR

Property & Lot

Acres0.21
SqFt Lot9,148
Lot Features--

Amenities & Appliances

Electric Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator

Neighborhood

Laundromat • Highway Access • House of Worship • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bathroom 1
First
Living RoomDining RoomKitchenFamily RoomBathroom 2
Living Room
Lvl First

Flooring - Laminate, Exterior Access

Dining Room
Lvl First

Flooring - Laminate, Exterior Access

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Exterior Access, Stainless Steel Appliances, Gas Stove

Family Room
Lvl First

Flooring - Wall to Wall Carpet, Cable Hookup

Master Bedroom
Lvl Second

Closet, Flooring - Wall to Wall Carpet, Dressing Room

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet, Cable Hookup

Bathroom 1
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl First

Property History

Price Drop
$625,000

Was $650,000

Sep 11, 2026

MLS® 73552258

Listed
$650,000

Jul 20, 2026

MLS® 73552258

Listing Provided By

Listing Agent: Cheryl Perry

Listing Office: Lamacchia Realty, Inc

MLS® Number: 73552258