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3 Days on market
107 New York St Lowell — Photo 1 of 39

107 New York St Lowell — Photo 1 of 39

$649,900

Investment Analysis — 107 New York St

Lowell, MA 01854

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 4-bedroom in 01854 carries an estimated $2,980/mo in gross rent — about a 3.20% cap rate and $20,777/yr in estimated NOI at the $649,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2

SqFt

1,902

Style

Single Family

Built

1963

Updated. Gorgeous. And so much more than your average ranch. Welcome to this beautifully updated 4-bedroom, 2-bath ranch in Lowell, where spacious rooms, thoughtful updates, and an impressive chef’s kitchen come together to create a home that truly has it all. The heart of the home is the stunning chef’s kitchen, designed for everything from slow Sunday mornings to hosting your favorite people. Generously sized rooms give you plenty of space to spread out, while four bedrooms offer flexibility for family, guests, a home office, or simply more room to fit your needs. And then there’s the bonus room—because sometimes you need that extra space that can become whatever you want it to be. Playroom, home gym, office, media room…the possibilities are yours. Beautifully updated and ready for its next owner, this Lowell ranch offers the space and style you’ve been looking for without sacrificing functionality. Ideally located with convenient access to major routes, shopping, and dining. Come see for yourself what makes this one truly special.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,902 sq ft principal dwelling). Lot size: 5,663 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$649,900
Annual Taxes$6,401

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms7
Fireplaces2
Flooring--
BasementFull, Finished

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofShingle
FoundationConcrete Perimeter
ZoningTSF

Property & Lot

Acres0.13
SqFt Lot5,663
Lot Features--

Amenities & Appliances

Range • Dishwasher • Refrigerator • Washer • Dryer

Neighborhood

University

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomDining RoomKitchenMaster BedroomBedroom 2Bedroom 4Bathroom 1
Basement
Family RoomBedroom 3Bathroom 2
Living Room
Lvl First

15.2 x 15.5

Dining Room
Lvl First

13.8 x 11.9

Kitchen
Lvl First

17.7 x 12.3

Family Room
Lvl Basement

14.2 x 11.4

Master Bedroom
Lvl First

12 x 11.11

Bedroom 2
Lvl First

10.2 x 8.5

Bedroom 3
Lvl Basement

19.11 x 10.5

Bedroom 4
Lvl First

8.9 x 11.9

Bathroom 1
Lvl First

5.4 x 8.6

Bathroom 2
Lvl Basement

4.2 x 6.7

Listing Provided By

Listing Agent: Shannon Mcinnis

Listing Office: Coldwell Banker Realty - Lynnfield

MLS® Number: 73574740