Active
70 Days on market
109 Belmont St Cambridge — Photo 1 of 5

109 Belmont St Cambridge — Photo 1 of 5

$1,899,000

Investment Analysis — 109 Belmont St

Cambridge, MA 02138

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-unit multi-family in 02138 carries an estimated $12,690/mo in gross rent — about a 5.63% cap rate and $106,911/yr in estimated NOI at the $1,899,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

6

Baths

3

SqFt

2,500

Style

3 Family

Built

1916

Exceptional opportunity to own a spacious multi-family property in one of Cambridge's most desirable neighborhoods. Offering over 2,500 square feet of living space, this multi-family property is fully gutted and ready to be renovated with included permit ready plans. It features 6 bedrooms and 3 full bathrooms, providing flexibility for investors, owner-occupants, or multi-generational living. Situated on a 4,356-square-foot fenced lot, the property offers private outdoor space while being conveniently located near Harvard Square, Fresh Pond, public transportation, shopping, dining, parks, and major commuter routes. Each unit is designed for luxury living accommodations with strong rental potential in a highly sought-after market. Whether you're looking to expand your investment portfolio, generate rental income, or occupy one unit while leasing the others, this Cambridge property offers outstanding value and long-term potential. Condo conversion could be explored for maximum return.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,899,000
Annual Taxes$8,822

Parking

Garage0
Off-Street0

Interior Specifications

Total Rooms19
FireplacesNone
FlooringWood, Tile, Vinyl
BasementFull, Walk-Out Access, Concrete, Unfinished

Climate & Utilities

Heating--
Cooling--
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
ZoningB

Property & Lot

Acres0.1
SqFt Lot4,356
Lot FeaturesLevel, Other

Neighborhood

Public Transportation • Shopping • Tennis Court(s) • Park • Walk/Jog Trails • Medical Facility

Geography

Listing Provided By

Listing Agent: The Prosperity Group

Listing Office: eXp Realty LLC - Corporate Office

MLS® Number: 73544650