109 Stephen St Dartmouth — Photo 1 of 35
Recent Drop: $10,000
$529,900
Investment Analysis — 109 Stephen St
Dartmouth, MA 02748
Based on HUD Small Area Fair Market Rent for Providence-Fall River, RI-MA HUD Metro FMR Area, a 2-bedroom in 02748 carries an estimated $1,890/mo in gross rent — about a 2.55% cap rate and $13,501/yr in estimated NOI at the $529,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
2
SqFt
1,248
Style
Single Family
Built
1920
Welcome to 109 Stephen Street, a well-maintained home in South Dartmouth, just minutes from Padanaram Village, local beaches, and everyday conveniences. Public record reflects a legal 2-bedroom, 2-bath layout — but the livable space goes well beyond that. The fully finished basement adds two additional rooms, and a separate loft offers yet another flexible space for a home office, playroom, or extra storage. Unlike most lower levels, this one is filled with natural light, making it true usable living space. Central air keeps every level comfortable through the warmer months. Pride of ownership shows throughout, with the home carefully maintained inside and out. Out back, a generous yard is made for entertaining, with room to spread out for cookouts and gatherings. All of this in the Dartmouth school district, with quick access to downtown New Bedford's shops and restaurants, plus Routes 6, 140, and 195. Join us at the open house on Thursday August 20th 5:30PM - 7:00PM.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 624 sq ft (the lesser of 900 sq ft or half the 1,248 sq ft principal dwelling). Lot size: 4,356 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Geography
Property History
$529,900
Was $539,900
Aug 17, 2026
MLS® 73555724
$539,900
Jul 28, 2026
MLS® 73555724
Listing Agent: William Kuphal
Listing Office: RE/MAX Impact
MLS® Number: 73555724
