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1140 Northampton St Holyoke — Photo 1 of 42

1140 Northampton St Holyoke — Photo 1 of 42

$534,900

Investment Analysis — 1140 Northampton St

Holyoke, MA 01040

Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01040 carries an estimated $2,280/mo in gross rent — about a 2.20% cap rate and $11,774/yr in estimated NOI at the $534,900 list price. Adjust every assumption in the calculator below.

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Beds

4

Baths

2.5

SqFt

2,317

Style

Single Family

Built

1920

This Holyoke Highlands home greets you with refined, classic charm. Step through the front door into a generous central hall that separates the formal dining room from the living room and a wood-lined den, each anchored by its own fireplace and beamed ceiling. A classic black-and-white kitchen with a cozy breakfast nook overlooks the backyard and large deck. A graceful curved oak staircase leads to the private quarters, where all four bedrooms offer deep closets. The main suite includes a tiled full bath, and a second tiled-shower bath sits at the hall landing. One bedroom opens onto a charming three-season room, perfect as a cozy fresh-air sleeping porch. The partly finished attic adds further potential for work or hobby space, while the dry, functional basement offers high ceilings, laundry, gas heat. New induction range (2024) and radio fence is in place for dog owners. We invite you to schedule a private viewing to fully appreciate the unique attributes of this distinguished property.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,317 sq ft principal dwelling). Lot size: 27,499 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$534,900
Annual Taxes$9,020

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms9
Fireplaces2
Flooring--
BasementNone

Climate & Utilities

HeatingSteam, Natural Gas
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
Roof--
FoundationStone, Brick/Mortar
ZoningR-1

Property & Lot

Acres0.63
SqFt Lot27,499
Lot FeaturesCleared, Sloped

Geography

Listing Provided By

Listing Agent: Maureen Borg

Listing Office: Delap Real Estate LLC

MLS® Number: 73573040