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115 Saint James Ave Chicopee — Photo 1 of 42

115 Saint James Ave Chicopee — Photo 1 of 42

$429,900

Investment Analysis — 115 Saint James Ave

Chicopee, MA 01020

Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 5-bedroom in 01020 carries an estimated $2,290/mo in gross rent — about a 3.73% cap rate and $16,046/yr in estimated NOI at the $429,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

2

SqFt

2,257

Style

Single Family

Built

1940

Charming and beautifully renovated Cape with space, character, and modern updates! This inviting 5-bedroom, 2-bath home offers approximately 2,257 square feet of living space and is set on a large fenced lot with mature fruit trees and an inviting front porch. The main level features a spacious living room with gorgeous hardwood floors, fireplace, and ceiling fan. The open floor plan includes a dining room and new kitchen boasting stone/granite counters, new cabinetry, a kitchen island, and stainless steel appliances. You will love the extra storage in the 1st floor hallway. The first-floor primary bedroom offers hardwood flooring, and access to your private 3 season sunroom. 4 more bedrooms provide flexibility for family, guests, or a home office. Enjoy two full remodeled bathrooms with beautiful tile surrounds and new vanities on each floor. The partially finished lower level adds valuable living space. A family room with fireplace, laundry area, utility area, and walk-out to the back yard. With a 1-car attached garage, central air, natural gas, and a convenient location near shopping, parks, and highway access, this home offers a wonderful combination of comfort and convenience. A must-see!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,257 sq ft principal dwelling). Lot size: 17,388 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$429,900
Annual Taxes$4,839

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms8
Fireplaces2
FlooringCarpet, Hardwood, Flooring - Vinyl
BasementFull, Partially Finished, Walk-Out Access, Interior Entry

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame, Brick
RoofShingle
FoundationBlock
Zoning2

Property & Lot

Acres0.4
SqFt Lot17,388
Lot FeaturesGentle Sloping

Amenities & Appliances

Gas Water Heater • Tankless Water Heater • Range • Dishwasher • Microwave • Refrigerator

Neighborhood

Public Transportation • Shopping • Park • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 3Bedroom 4Bedroom 5Bathroom 2
First
Living RoomDining RoomKitchenMaster BedroomBedroom 2Bathroom 1
Basement
Family Room
Living Room
Lvl First

Ceiling Fan(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting, Remodeled

Dining Room
Lvl First

Ceiling Fan(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting, Remodeled

Kitchen
Lvl First

Flooring - Vinyl, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled

Family Room
Lvl Basement

Flooring - Vinyl

Master Bedroom
Lvl First

Closet, Flooring - Hardwood, Exterior Access, Remodeled

Bedroom 2
Lvl First
Bedroom 3
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 4
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bedroom 5
Lvl Second

Closet, Flooring - Wall to Wall Carpet

Bathroom 1
Lvl First

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Vinyl, Remodeled

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Vinyl

Listing Provided By

Listing Agent: Kempfvanderburgh Realty Consultants

Listing Office: Kempf-Vanderburgh Realty Consultants, Inc.

MLS® Number: 73569949