Active
88 Days on market
123 Laitinen Dr Gardner — Photo 1 of 42

123 Laitinen Dr Gardner — Photo 1 of 42

Recent Drop: $55,000

$649,900
$594,900

$594,900

Investment Analysis — 123 Laitinen Dr

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 4-bedroom in 01440 carries an estimated $2,350/mo in gross rent — about a 2.11% cap rate and $12,552/yr in estimated NOI at the $594,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

3

SqFt

3,106

Style

Single Family

Built

2007

Designed for flexibility & accessibility, this 4-bedroom, 3-bath ranch offers an adaptable layout for a variety of lifestyles. The finished lower level nearly doubles the living space & has a bedroom with direct access to a bathroom with impressive accessible shower. Excellent potential to make this a 5 or 6 bedroom house or even an Accessory Dwelling Unit (ADU). Home is well suited for multi-generational living, older children, extended family, in-law suite or long-term guests. Main level is designed for comfortable everyday living, featuring a spacious primary suite with en-suite bath, accessible spa tub, & separate shower. Smooth transitions throughout both levels add convenience & create an open, welcoming feel. Whether you’re looking for room to grow, flexible living options or space for future needs, this home delivers. Solar panels owned & transferrable with full battery back-up.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$649,900
Annual Taxes$7,680
HOA Fee$100

Parking

Garage2
Off-Street10

Interior Specifications

Total Rooms8
FireplacesNone
FlooringWood, Vinyl, Carpet
BasementFull, Partially Finished, Walk-Out Access, Interior Entry

Climate & Utilities

HeatingBaseboard, Oil
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningR1

Property & Lot

Acres1.94
SqFt Lot84,394
Lot FeaturesWooded

Amenities & Appliances

Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails

Geography

Floorplan Breakdown

Structural Layout

First
Living RoomKitchenMaster BedroomBedroom 2Bedroom 3Bathroom 1Bathroom 2
Basement
Dining RoomFamily RoomBedroom 4Bathroom 3
Living Room
Lvl First
Dining Room
Lvl Basement
Kitchen
Lvl First
Family Room
Lvl Basement
Master Bedroom
Lvl First
Bedroom 2
Lvl First
Bedroom 3
Lvl First
Bedroom 4
Lvl Basement
Bathroom 1
Lvl First
Bathroom 2
Lvl First
Bathroom 3
Lvl Basement

Property History

Price Drop
$594,900

Was $624,900

Aug 31, 2026

MLS® 73536618

Price Drop
$624,900

Was $649,900

Jul 20, 2026

MLS® 73536618

Listed
$649,900

Jun 16, 2026

MLS® 73536618

Listing Provided By

Listing Agent: Shellie Hammond

Listing Office: Liberty Real Estate

MLS® Number: 73536618