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13 Cosgrove Street Lowell — Photo 1 of 42

13 Cosgrove Street Lowell — Photo 1 of 42

$549,900

Investment Analysis — 13 Cosgrove Street

Lowell, MA 01852

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 3-bedroom in 01852 carries an estimated $2,590/mo in gross rent — about a 3.39% cap rate and $18,628/yr in estimated NOI at the $549,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

1,952

Style

Single Family

Built

1900

MOVE-IN READY! This beautifully remodeled single-family home offers the perfect combination of modern updates, style, and functionality. Step inside to a bright and inviting open floor plan featuring gleaming hardwood floors, recessed lighting, and an updated kitchen with granite countertops and plenty of cabinet space. The open-concept design creates a seamless flow between the kitchen and living areas, making it perfect for entertaining or everyday living. Outside, enjoy a charming, low-maintenance yard with just the right amount of space for grilling, relaxing, or spending time outdoors. With tasteful renovations throughout and nothing left to do but move in, this is one you won't want to miss!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,952 sq ft principal dwelling). Lot size: 4,792 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$549,900
Annual Taxes$4,993

Parking

Garage0
Off-Street3

Interior Specifications

Total Rooms7
FireplacesNone
FlooringWood, Tile
BasementFull, Bulkhead

Climate & Utilities

HeatingForced Air, Natural Gas
CoolingCentral Air
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningR

Property & Lot

Acres0.11
SqFt Lot4,792
Lot FeaturesCorner Lot

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator

Neighborhood

Public Transportation • Laundromat • Highway Access

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

21 x 17.833333333

Flooring - Hardwood, Recessed Lighting, Remodeled

Dining Room
Lvl First

26 x 12.083333333

Flooring - Hardwood

Kitchen
Lvl First

14.166666666 x 11.833333333

Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove

Master Bedroom
Lvl Second

14.166666666 x 11.833333333

Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting

Bedroom 2
Lvl Second

14.833333333 x 11.416666666

Bedroom 3
Lvl Second

11.25 x 15.5

Closet, Flooring - Hardwood, Recessed Lighting

Bathroom 1
Lvl First

8.083333333 x 7.75

Bathroom - Half, Dryer Hookup - Gas, Washer Hookup

Bathroom 2
Lvl Second

7.333333333 x 7.666666666

Bathroom - Full, Bathroom - Tiled With Tub

Bathroom 3
Lvl Second

7.083333333 x 10

Bathroom - Full, Bathroom - With Tub & Shower, Closet - Linen

Listing Provided By

Listing Agent: Justin Melo

Listing Office: LAER Realty Partners

MLS® Number: 73574973