1366 Gardners Neck Rd Swansea — Photo 1 of 35
Recent Drop: $149,000
$1,350,000
Investment Analysis — 1366 Gardners Neck Rd
Swansea, MA 02777 — Gardners Neck
Based on HUD Small Area Fair Market Rent for Providence-Fall River, RI-MA HUD Metro FMR Area, a 4-bedroom in 02777 carries an estimated $2,680/mo in gross rent — about a 0.97% cap rate and $13,154/yr in estimated NOI at the $1,350,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
3.5
SqFt
3,302
Style
Single Family
Built
1896
Presenting 1366 Gardners Neck rd, a waterfront colonial set on 2 private acres in Swansea’s coveted Gardners Neck. This 3,700+ sq ft waterfront estate offers 4 bedrooms and 3.5 baths, seamlessly blending historic charm with modern sophistication. A stunning kitchen, beautifully appointed baths, gleaming hardwood floors, and panoramic bay views from nearly every room define the interiors. The full-length waterfront porch invites effortless indoor-outdoor living, while a private beach and boat ramp offer endless recreation. A detached two-car garage with an upper-level studio/ office provides versatile space for guests or remote work. Surrounded by manicured lawns, gardens, and woodlands, this rare coastal retreat offers elegance, privacy, and natural beauty—conveniently located near Providence, Newport, and Boston. Perfect as a luxurious primary residence or an exclusive short-term rental retreat, this estate combines timeless appeal with exceptional lifestyle and income potential.Current owner has initiated plans for a dock as well!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,302 sq ft principal dwelling). Lot size: 87,120 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Tankless Water Heater • Range • Dishwasher • Microwave • Refrigerator
Neighborhood
Golf • Highway Access • House of Worship • Marina • Public School • T-Station
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstFamily Room
Lvl ThirdPrimary Bedroom
Lvl SecondBedroom 2
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Lvl SecondProperty History
$1,350,000
Was $1,399,000
Jul 29, 2026
MLS® 73484798
$1,399,000
Was $1,499,000
May 11, 2026
MLS® 73484798
$1,499,000
Mar 10, 2026
MLS® 73484798
$1,574,000
Mar 1, 2026
MLS® 73412402
$1,574,000
Aug 1, 2025
MLS® 73412402
Listing Agent: Dawn Mercer
Listing Office: Keller Williams South Watuppa
MLS® Number: 73484798
