14 Oak St Southwick — Photo 1 of 23
Recent Drop: $30,000
$335,000
Investment Analysis — 14 Oak St
Southwick, MA 01077
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 2-bedroom in 01077 carries an estimated $1,810/mo in gross rent — about a 3.60% cap rate and $12,057/yr in estimated NOI at the $335,000 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
976
Style
Single Family
Built
2004
Rare Opportunity to live on the Congamond Lakes! This single-level ranch home features 2 bedrooms and 1 bathroom located adjacent to Middle Pond with a beautiful Lake and Mountain View on a quiet dead end street. There’s lots of privacy and you can enjoy the lake life with the two decks and patio, a .55 acre lot with a large yard, ample parking, and plenty of room to add an addition. Propane heat and central air. Freshly painted decks and bedrooms. All appliances newer including refrigerator, range, microwave, dishwasher, washer and dryer. Association beach rights to the beach which is less than a mile away! Bike trail close by. This is the perfect opportunity to live in a recreational community. Truly a fabulous home for the downsizer or the first time home buyer.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 488 sq ft (the lesser of 900 sq ft or half the 976 sq ft principal dwelling). Lot size: 23,958 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • ENERGY STAR Qualified Dryer • ENERGY STAR Qualified Washer
Neighborhood
Shopping • Park • Walk/Jog Trails • Golf • Bike Path • Conservation Area
Geography
Property History
$335,000
Was $350,000
Aug 14, 2026
MLS® 73552098
$350,000
Was $365,000
Jul 29, 2026
MLS® 73552098
$365,000
Jul 20, 2026
MLS® 73552098
Listing Agent: Darin Thompson
Listing Office: Stuart St James, Inc.
MLS® Number: 73552098
