
18 Rosegate Rd Needham — Photo 1 of 40
$1,575,000
Investment Analysis — 18 Rosegate Rd
Needham, MA 02494 — Needham Heights
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02494 carries an estimated $4,030/mo in gross rent — about a 1.54% cap rate and $24,180/yr in estimated NOI at the $1,575,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2.5
SqFt
2,915
Style
Single Family
Built
2005
**A compelling opportunity for today’s buyer: with an acceptable full-price offer, the Seller is willing to contribute up to $25,000 toward an interest rate buydown and/or buyer closing costs. Use this substantial credit to help lower your monthly payment, reduce cash needed at closing, or structure the purchase in the way that works best for you.** There is a real value here. Priced well below a recent independent appraisal, this completely move-in ready Needham Heights Colonial delivers exceptional value in a location that is hard to beat. Recent improvements include refinished hardwood floors throughout the first floor, newly installed hardwood on the second floor, and new granite in the kitchen and bathrooms. Set on a private way with a flat, fenced yard and patio, the home offers generous living space and a flexible floor plan with room to grow. The main level includes a fireplaced living room, formal dining room, family room and bright eat-in kitchen with abundant cabinetry, pantry and direct access to the backyard. If a first-floor bedroom is a must-have, the layout offers the flexibility to create one without sacrificing the overall flow of the home. Upstairs are a primary suite with walk-in closet and private bath, two additional bedrooms and a dedicated office. The finished walk-up attic adds a bedroom, bonus room and plumbing/electric already roughed for a future bath, while the high-ceilinged basement offers even more potential. Walkable to schools and convenient to Needham Heights shops, restaurants and commuter rail, with Route 95/128 just minutes away. Move-in ready, exceptionally located and priced to offer immediate value.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,915 sq ft principal dwelling). Lot size: 4,792 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Highway Access • Public School • T-Station
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstFlooring - Hardwood, Lighting - Overhead
Dining Room
Lvl Main,FirstFlooring - Hardwood, Lighting - Overhead
Kitchen
Lvl Main,FirstFlooring - Stone/Ceramic Tile, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Lighting - Overhead, Closet - Double
Office
Lvl SecondFlooring - Hardwood, Lighting - Overhead
Family Room
Lvl FirstFlooring - Hardwood, Lighting - Overhead
Master Bedroom
Lvl SecondBathroom - Full, Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Hardwood, Lighting - Overhead
Bedroom 4
Lvl ThirdCloset, Flooring - Wall to Wall Carpet, Lighting - Overhead
Bathroom 1
Lvl FirstBathroom - Half
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Remodeled, Washer Hookup
Bathroom 3
Lvl SecondBathroom - Full, Bathroom - With Tub & Shower, Remodeled
Property History
$1,575,000
Was $1,550,000
Sep 4, 2026
MLS® 73544068
$1,550,000
Jul 1, 2026
MLS® 73544068
Listing Agent: Michalann Cosme
Listing Office: Citylight Homes LLC
MLS® Number: 73544068

