181 Sterling Rd Holden — Photo 1 of 32
$699,900
Investment Analysis — 181 Sterling Rd
Holden, MA 01520
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01520 carries an estimated $3,370/mo in gross rent — about a 3.08% cap rate and $21,582/yr in estimated NOI at the $699,900 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
3
SqFt
2,204
Style
Single Family
Built
1995
Space, privacy, and a beautiful setting come together in this exceptional Colonial! Set well back from the road on more than 7 acres, this 4-bedroom, 3-bath home offers the elbow room so many buyers are searching for—yet remains part of a wonderful community. Renovated from top to bottom, the home welcomes you with an open, versatile first floor designed for both everyday living and entertaining. The stunning kitchen features quartz counters, stainless appliances, a farmhouse sink, and oversized island. The family room, with electric fireplace, is a comfortable retreat, while a beautifully appointed full bath with walk-in tile shower and nearby laundry completes the main level. Upstairs, four generous bedrooms include a special primary suite with den/nursery and sumptuous bath with soaking tub and heated floors!. Outside, gather around the firepit and enjoy the sights and sounds of nature. A rare opportunity to enjoy space, privacy, and quality in one remarkable setting! See zoning for Holden's right to farm and the ability to have animals.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,204 sq ft principal dwelling). Lot size: 306,152 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Water Heater • Range • Dishwasher • Microwave • Washer • Dryer • Range Hood
Neighborhood
Walk/Jog Trails • Highway Access • Public School
Geography
Floorplan Breakdown
Structural Layout
Dining Room
Lvl FirstFlooring - Wood
Kitchen
Lvl FirstFlooring - Wood, Window(s) - Picture, Countertops - Stone/Granite/Solid, Kitchen Island, Recessed Lighting, Stainless Steel Appliances
Family Room
Lvl FirstFlooring - Wood
Master Bedroom
Lvl SecondBathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting, Pocket Door
Bedroom 2
Lvl SecondBedroom 3
Lvl nullCloset, Flooring - Wall to Wall Carpet
Bedroom 4
Lvl nullFlooring - Wall to Wall Carpet, Closet - Double
Bathroom 1
Lvl FirstBathroom - 3/4, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Closet - Linen, Flooring - Stone/Ceramic Tile
Bathroom 3
Lvl SecondBathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub
Listing Agent: Lee Joseph
Listing Office: Coldwell Banker Realty - Worcester
MLS® Number: 73571666
