
20 Merrifield Road Bernardston — Photo 1 of 33
$959,900
Investment Analysis — 20 Merrifield Road
Bernardston, MA 01337
Based on HUD Small Area Fair Market Rent for Franklin County, MA, a 3-bedroom in 01337 carries an estimated $2,160/mo in gross rent — about a 0.85% cap rate and $8,180/yr in estimated NOI at the $959,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
3,598
Style
Single Family
Built
2026
Set on 2.5 private wooded acres in Bernardston, 20 Merrifield Road pairs striking contemporary architecture with warm natural finishes and thoughtfully designed living spaces. Offering 3,598 SF of finished space, including 2,254 SF on the main level and an additional 1,344 SF finished walkout lower level, the home provides exceptional flexibility while maintaining comfortable single-level living. Inside, soaring cathedral ceilings and expansive windows fill the open-concept living area with natural light while framing views of the surrounding landscape. White oak flooring carries throughout the home, complementing a beautifully appointed kitchen with custom cabinetry, stone surfaces, generous island seating and carefully selected finishes. The adjoining living area centers around a modern fireplace, creating an inviting space for everyday living and entertaining. The primary suite is designed as a private retreat, featuring cathedral ceilings, oversized windows, direct access to a private deck, a walk-in closet and an ensuite bath with dual vanities and a spacious rainfall shower. Two additional bedrooms provide comfortable, flexible accommodations, while a dedicated laundry room offers extensive cabinetry and workspace. The expansive finished lower level adds another dimension to the home with abundant space for recreation, entertaining, fitness, a home office or other uses. A 2-car attached garage adds everyday convenience. Designed with energy efficiency in mind, the home carries a HERS rating under 45, reflecting a level of performance well beyond typical new construction. Outside, dark contemporary siding, natural wood accents and multiple outdoor living areas complement the wooded surroundings. Convenient access to I-91 places Greenfield, area private schools and the greater Pioneer Valley within easy reach. A distinctive newly constructed residence where modern design, craftsmanship, energy efficiency, privacy and the natural beauty of Western Massachusetts come together.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,598 sq ft principal dwelling). Lot size: 108,900 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Golf • Highway Access • Private School
Geography
Floorplan Breakdown
Structural Layout
Dining Room
Lvl Main19 x 11
Cathedral Ceiling(s), Beamed Ceilings, Flooring - Hardwood, Window(s) - Picture, Balcony - Exterior, Open Floorplan, Lighting - Overhead
Kitchen
Lvl Main,First19 x 11.75
Beamed Ceilings, Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Lighting - Overhead, Archway, Pocket Door
Family Room
Lvl Main,First17 x 19.416666666
Beamed Ceilings, Flooring - Hardwood, Balcony - Exterior, French Doors, Exterior Access, Lighting - Overhead, Archway
Master Bedroom
Lvl Main,First16.666666666 x 17.833333333
Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Stone/Ceramic Tile, Balcony - Exterior, Exterior Access
Bedroom 2
Lvl Main,First11 x 15.166666666
Bedroom 3
Lvl Main,First11 x 15.166666666
Ceiling Fan(s), Closet, Flooring - Hardwood
Bathroom 1
Lvl Main,First11 x 9
Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Shower Stall, Closet - Linen, Closet/Cabinets - Custom Built, Double Vanity, Lighting - Overhead, Closet - Double
Bathroom 2
Lvl Main,First8 x 7.666666666
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
Bathroom 3
Lvl Main,First5.5 x 6.25
Bathroom - Half, Flooring - Hardwood, Lighting - Overhead
Property History
$959,900
Sep 1, 2026
MLS® 73570386
$959,900
Aug 17, 2026
MLS® 73500685
$959,900
Aug 12, 2026
MLS® 73483664
$959,900
May 4, 2026
MLS® 73500685
$959,900
Mar 6, 2026
MLS® 73483664
Listing Agent: Jarod Martin
Listing Office: Greenfield Group Real Estate
MLS® Number: 73570386
