20 Raymond Cir Westfield — Photo 1 of 42
$749,900
Investment Analysis — 20 Raymond Cir
Westfield, MA 01085
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01085 carries an estimated $2,170/mo in gross rent — about a 1.37% cap rate and $10,259/yr in estimated NOI at the $749,900 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2.5
SqFt
4,172
Style
Single Family
Built
1993
Welcome to this exceptional 4,172 sq. ft. Munger Hill home offering 4 bedrooms, 2.5 baths with an additional 750 square feet of finished basement featuring a second kitchen with great additional space for possible in-law. The main body of this classic contemporary colonial design offers an expansive open floor plan designed for comfortable living and entertaining. The sun-filled main level features a dramatic two-story living room with oversized windows, a spacious kitchen with abundant cabinetry, generous storage, and charming window seats. A separate 27'x14' family room provides valuable additional living space rarely found in Munger Hill homes, making this home especially well-suited for larger gatherings, entertaining, or simply spreading out. The oversized primary suite features a sitting area, walk-in closet, and private bath with double vanity and tiled tub/shower. Spacious secondary bedrooms offer plenty of room. Built on an oversized 9-foot tall foundation, this home also features a sunroom, two patios, and a large backyard. This is a rare opportunity to own over 4,000 sq. ft. in one of the area's most desirable neighborhoods.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 4,172 sq ft principal dwelling). Lot size: 34,101 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • Vacuum System • Range Hood • Plumbed For Ice Maker
Neighborhood
Shopping • Park • Golf • Medical Facility • House of Worship • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,First25 x 25
Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Exterior Access, Open Floorplan, Recessed Lighting, Lighting - Sconce
Dining Room
Lvl Main,First14 x 16
Flooring - Hardwood, Chair Rail, Open Floorplan, Recessed Lighting, Lighting - Overhead
Kitchen
Lvl Main,First14 x 22
Closet, Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Window Seat
Family Room
Lvl Main,First27 x 14.5
Closet/Cabinets - Custom Built, Flooring - Vinyl, Wet Bar, Cable Hookup, Recessed Lighting
Master Bedroom
Lvl Second17.5 x 22
Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting
Bedroom 2
Lvl Second17 x 18
Bedroom 3
Lvl Second14 x 16
Closet, Flooring - Hardwood, Lighting - Overhead
Bedroom 4
Lvl Second12.5 x 16.5
Closet, Flooring - Hardwood
Bathroom 1
Lvl Main,First7 x 8.5
Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Bathroom 2
Lvl Second8.5 x 12
Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Bathroom 3
Lvl Second7.5 x 11
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
Property History
$749,900
Jul 23, 2026
MLS® 73554496
$759,000
Jan 8, 2026
MLS® 73427561
$759,000
Sep 8, 2025
MLS® 73427561
Listing Agent: Richard Mccullough Jr.
Listing Office: Keller Williams Realty
MLS® Number: 73554496
