21 Fern Ave Amesbury — Photo 1 of 42
$450,000
Investment Analysis — 21 Fern Ave
Amesbury, MA 01913
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01913 carries an estimated $3,390/mo in gross rent — about a 5.30% cap rate and $23,840/yr in estimated NOI at the $450,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2
SqFt
1,769
Style
Single Family
Built
1960
Opportunity awaits on a beautiful lot in a quiet Amesbury neighborhood, surrounded by tall, shady oak trees and just minutes from vibrant downtown! This 4-bedroom, 2-bath ranch offers comfortable single-level living on the main floor, with three bedrooms, a full bath, and an easy, functional layout ready for a new owner’s ideas and updates. Downstairs, the partially finished lower level adds a fourth bedroom and second full bath, with additional work already underway and plenty of opportunity to complete and expand the living space to suit your needs. An attached 2-car garage adds everyday convenience, but the setting is what really makes this property special. Mature trees create a peaceful, private feel, while the expansive lot provides additional privacy and possibilities, including potential expansion. This is a home with good bones, a beautiful setting, and plenty of room to create something special. Whether you’re looking for single-level living, additional space downstairs, or a property you can update over time and truly make your own, there’s a lot of potential here—all in a convenient location close to downtown Amesbury’s shops, restaurants, and amenities.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 885 sq ft (the lesser of 900 sq ft or half the 1,769 sq ft principal dwelling). Lot size: 32,670 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Stable(s) • Golf • Laundromat
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstKitchen
Lvl FirstMaster Bedroom
Lvl BasementWalk-In Closet(s), Steam / Sauna
Bedroom 2
Lvl FirstBedroom 3
Lvl FirstBedroom 4
Lvl FirstBathroom 1
Lvl FirstBathroom - Full, Bathroom - With Tub & Shower
Bathroom 2
Lvl BasementBathroom - Full, Bathroom - With Tub & Shower, Dryer Hookup - Electric, Washer Hookup
Listing Agent: Tara Farley
Listing Office: Churchill Properties
MLS® Number: 73575176
