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22 Ponnakin Hill Rd Charlton — Photo 1 of 38

22 Ponnakin Hill Rd Charlton — Photo 1 of 38

$649,000

Investment Analysis — 22 Ponnakin Hill Rd

Charlton, MA 01507 — Ponnakin Hill Estates

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01507 carries an estimated $2,490/mo in gross rent — about a 2.60% cap rate and $16,866/yr in estimated NOI at the $649,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

2,484

Style

Single Family

Built

1988

Tucked into the established Ponnakin Hill Estates neighborhood on nearly an acre of land, this meticulously maintained Colonial has stood since 1988 and offers 2,484 square feet of finished living space across three levels — a layout that balances everyday comfort with room to entertain. Step through the foyer and the home opens into a formal living room and dining room, a natural setting for holiday gatherings or quiet evenings alike. Just beyond, an oversized family room anchored by a fireplace flows directly into an open kitchen, where a center island, wall oven, dishwasher, and refrigerator make the space as functional as it is inviting. Hardwood floors carry the eye — and the traffic — throughout the entire main level, tying the rooms together. A half bath, dedicated laundry room, and generous mudroom sit just off the kitchen, creating a practical transition into the attached two-car garage. Upstairs, the primary suite serves as a genuine retreat, complete with a walk-in closet and an ensuite bath featuring a soaking tub. Three additional bedrooms share a full hall bath, and an open-to-foyer landing keeps the second floor feeling connected rather than closed off. The lower level adds even more versatility, with a large recreation room ready for whatever the next owner needs — a media room, a home gym, a playroom — along with dedicated utility and storage space to keep the rest of the house clutter-free. Comfort here has been thoughtfully modernized: a ductless heat pump mini-split system now handles heating and cooling throughout the home, delivering efficient, zoned climate control season to season. Outside, a recently replaced back deck extends the living space into the yard, while parking is rarely an afterthought at this address — the two-car attached garage is joined by driveway space for roughly eight additional vehicles. Set within the Dudley-Charlton Regional School District, the home offers Charlton's quieter, established residential character while remaining within reach of area conveniences. Reach out for more information or to schedule a private showing!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,484 sq ft principal dwelling). Lot size: 40,380 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$649,000
Annual Taxes$5,843.25

Parking

Garage2
Off-Street12

Interior Specifications

Total Rooms12
Fireplaces1
FlooringTile, Hardwood
BasementFull, Finished, Interior Entry, Bulkhead

Climate & Utilities

HeatingCentral, Forced Air, Electric Baseboard, Heat Pump, Ductless
CoolingHeat Pump, Ductless
WaterPrivate
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRES

Property & Lot

Acres0.92
SqFt Lot40,380
Lot FeaturesCorner Lot

Amenities & Appliances

Water Heater • Oven • Dishwasher • Disposal • Range • Refrigerator • Washer • Dryer

Neighborhood

Park • Walk/Jog Trails • Conservation Area

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bedroom 4
First
Living RoomDining RoomKitchenFamily Room
Living Room
Lvl First
Dining Room
Lvl First
Kitchen
Lvl First
Family Room
Lvl First
Master Bedroom
Lvl Second
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bedroom 4
Lvl Second
Listing Provided By

Listing Agent: Edward Gaeta

Listing Office: eXp Realty LLC - Corporate Office

MLS® Number: 73574784