Active
25 Days on market
37 Fourth St Lowell — Photo 1 of 42

37 Fourth St Lowell — Photo 1 of 42

Recent Drop: $5,000

$624,900
$619,900

$619,900

Investment Analysis — 37 Fourth St

Lowell, MA 01850 — Centralville

Based on HUD Small Area Fair Market Rent for Lowell, MA HUD Metro FMR Area, a 3-unit multi-family in 01850 carries an estimated $5,990/mo in gross rent — about a 7.96% cap rate and $49,349/yr in estimated NOI at the $619,900 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

3

SqFt

2,200

Style

3 Family

Built

1920

Opportunity awaits at 37 4th St! This three-family offers three up-and-down units ready for renovation and occupancy, making it an incredible opportunity for investors, owner-occupants, contractors, and buyers looking to build equity in the Lowell market. Whether you're looking to owner-occupy one unit and rent the others, take on a live-in renovation, or add a value-add buy-and-hold property to your portfolio, the possibilities here are wide open. Located in the Centralville neighborhood, the property offers convenient access to UMass Lowell, Downtown Lowell, the Tsongas Center, commuter rail, Route 3, I-495, shopping, dining, and everyday amenities. Additional features include separate utilities, with tenants responsible for their own heat and electric, off-street parking, vinyl windows, coin-operated laundry in the basement, and a corner lot. The roof was replaced in 2013, and the porches were completed in 2014. The property does need renovation and updating, but for the right buyer, this is a true diamond in the rough with tremendous potential to add value and capitalize on everything the Lowell market has to offer.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$624,900
Annual Taxes$5,280

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms13
FireplacesNone
FlooringVinyl
BasementFull

Climate & Utilities

Heating--
Cooling--
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofShingle
FoundationStone
ZoningTMF

Property & Lot

Acres0.05
SqFt Lot2,178
Lot FeaturesCorner Lot

Neighborhood

Public Transportation • Shopping • Medical Facility • Laundromat • Highway Access • House of Worship

Geography

Property History

Price Drop
$619,900

Was $624,900

Sep 8, 2026

MLS® 73565122

Listed
$624,900

Aug 18, 2026

MLS® 73565122

Listing Provided By

Listing Agent: Candor Investment Group

Listing Office: eXp Realty LLC

MLS® Number: 73565122