4 Emelda St Palmer — Photo 1 of 39
$345,000
Investment Analysis — 4 Emelda St
Palmer, MA 01069
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01069 carries an estimated $1,850/mo in gross rent — about a 3.66% cap rate and $12,639/yr in estimated NOI at the $345,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
1
SqFt
1,092
Style
Single Family
Built
1960
This immaculate 3-bedroom, 1-bath ranch is hitting the market for the first time and offers fantastic curb appeal. The home features an open-concept layout including a bright sunken living room, a dining area, and a kitchen equipped with ample cabinetry and a breakfast bar. The main level provides easy living with three comfortable bedrooms and a full bath. While the kitchen and bathroom feature vinyl flooring, hardwood floors run throughout the rest of the home, including under the carpeting in the living room. From the dining room, a sliding door leads to a large wooden deck that is perfect for outdoor entertaining full walk-out basement includes laundry facilities, storage, and workshop space, with interior access to a one-car under-garage.The basement also offers potential for future finishing and is currently equipped with a stair lift to the main level. Located in a well-established neighborhood, this home is ideally situated near schools, shopping, and Route 20.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 546 sq ft (the lesser of 900 sq ft or half the 1,092 sq ft principal dwelling). Lot size: 12,197 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Tankless Water Heater • Oven • Dishwasher • Microwave • Range • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Medical Facility • Laundromat • Conservation Area
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstCedar Closet(s), Flooring - Hardwood, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Cable Hookup, Exterior Access, Open Floorplan, Sunken
Dining Room
Lvl Main,FirstFlooring - Hardwood, Window(s) - Bay/Bow/Box, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Lighting - Pendant
Kitchen
Lvl Main,FirstCloset/Cabinets - Custom Built, Flooring - Vinyl, Pantry, Countertops - Upgraded, Breakfast Bar / Nook, Open Floorplan
Master Bedroom
Lvl Main,FirstCloset, Flooring - Hardwood
Bedroom 2
Lvl Main,FirstBedroom 3
Lvl Main,FirstCloset, Flooring - Hardwood
Bathroom 1
Lvl Main,FirstBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Vinyl
Listing Agent: Dorrinda O'Keefe Shea
Listing Office: Century 21 North East
MLS® Number: 73569968
