40 Moran St Gardner — Photo 1 of 32
$234,900
Investment Analysis — 40 Moran St
Gardner, MA 01440
Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 2-bedroom in 01440 carries an estimated $1,560/mo in gross rent — about a 4.68% cap rate and $10,996/yr in estimated NOI at the $234,900 list price. Adjust every assumption in the calculator below.
Beds
2
Baths
1
SqFt
1,453
Style
Single Family
Built
1920
Come see this 2 bed 1 bath home today! This home has many recent updates including a new boiler, new oil tank, updated plumbing, updated electrical, refinished wood floors, fresh paint and a remodeled full bathroom. The 1st-floor features an open kitchen/dining area, a large living room and a full bathroom. Upstairs you'll find the 2 spacious bedrooms. The full basement provides a laundry area as well as plenty of storage space. The enclosed, 3-season porch is a great place to sit and relax. Outside you'll find ample parking and a 1-car garage. Come see this home today!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 727 sq ft (the lesser of 900 sq ft or half the 1,453 sq ft principal dwelling). Lot size: 4,300 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range Hood
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstMaster Bedroom
Lvl SecondBedroom 2
Lvl SecondBathroom 1
Lvl FirstProperty History
$234,900
Aug 27, 2026
MLS® 73568909
$234,900
Aug 24, 2026
MLS® 73554870
$234,900
Jul 24, 2026
MLS® 73554870
$244,900
Jul 23, 2026
MLS® 73507418
$244,900
Apr 25, 2026
MLS® 73507418
Listing Agent: Benjamin Hause
Listing Office: Keller Williams Realty North Central
MLS® Number: 73568909
