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22 Days on market
41 Cottage St Amherst — Photo 1 of 41

41 Cottage St Amherst — Photo 1 of 41

$749,000

Investment Analysis — 41 Cottage St

Amherst, MA 01002

Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01002 carries an estimated $3,100/mo in gross rent — about a 2.42% cap rate and $18,153/yr in estimated NOI at the $749,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

2,496

Style

Single Family

Built

1900

Ideally located in the heart of Amherst, this well-maintained 3-bedroom, 2.5-bath Colonial with 2 car detached garage offers easy access to Amherst College, UMass Amherst, shopping, dining, and entertainment. The property abuts Amherst Regional High School. The first floor features an updated kitchen with granite countertops, stainless steel appliances, and tile flooring. A full bathroom with a washer and dryer adds everyday convenience. The living room, dining room, and family room flow seamlessly together, creating an inviting layout that's perfect for both daily living and entertaining. The stunning family room, added in 1988, is the centerpiece of the home. It features beautiful hardwood flooring, a dramatic vaulted, wood-plank cathedral ceiling with skylights, a cozy fireplace, a bay window that fills the room with natural light, elegant French doors, and two exterior doors leading to the rear Trex deck, creating a wonderful connection between indoor and outdoor living. The second floor offers three bedrooms, all with hardwood flooring, and a full bathroom. Bedroom #2 features a charming interior balcony overlooking the family room, adding architectural interest and an open, airy feel. The full basement includes a half bathroom, a bulkhead for convenient exterior access, and a channel drain installed in 2025 for added peace of mind. A beautiful front porch welcomes you to this charming Colonial, while the spacious rear Trex deck overlooks the open school fields, offering a peaceful outdoor retreat for relaxing, entertaining, and enjoying the surrounding views. Combining classic colonial charm with thoughtful updates, unique architectural details, and generous living spaces, this home offers a wonderful opportunity to enjoy the best of Amherst living.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,496 sq ft principal dwelling). Lot size: 12,700 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Immersive Experience

Property Details

Financials

Original Price$749,000
Annual Taxes$10,119

Parking

Garage2
Off-Street7

Interior Specifications

Total Rooms7
Fireplaces1
FlooringWood, Tile
BasementFull, Partially Finished, Bulkhead

Climate & Utilities

HeatingForced Air, Baseboard, Natural Gas
CoolingDuctless
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame, Conventional (2x4-2x6)
RoofShingle
FoundationConcrete Perimeter, Stone, Brick/Mortar
ZoningRG10/11

Property & Lot

Acres0.29
SqFt Lot12,700
Lot FeaturesCleared, Level

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Freezer • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails

Geography

Floorplan Breakdown

Structural Layout

Main,First
Living Room
Main
Dining RoomKitchenFamily RoomBathroom 1
Unknown
Master BedroomBedroom 3Bathroom 2
Living Room
Lvl Main,First

Flooring - Hardwood, Window(s) - Bay/Bow/Box

Dining Room
Lvl Main

Flooring - Hardwood

Kitchen
Lvl Main

Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Cable Hookup

Family Room
Lvl Main

Cathedral Ceiling(s), Flooring - Hardwood, Balcony / Deck, French Doors, Cable Hookup, Exterior Access, Open Floorplan

Master Bedroom
Lvl null

Ceiling Fan(s), Closet, Flooring - Hardwood

Bedroom 3
Lvl null

Closet, Flooring - Hardwood

Bathroom 1
Lvl Main

Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Washer Hookup

Bathroom 2
Lvl null

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Washer Hookup

Listing Provided By

Listing Agent: Burke Group

Listing Office: Berkshire Hathaway HomeServices Realty Professionals

MLS® Number: 73561050