
41 Cottage St Amherst — Photo 1 of 41
$749,000
Investment Analysis — 41 Cottage St
Amherst, MA 01002
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01002 carries an estimated $3,100/mo in gross rent — about a 2.42% cap rate and $18,153/yr in estimated NOI at the $749,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
2,496
Style
Single Family
Built
1900
Ideally located in the heart of Amherst, this well-maintained 3-bedroom, 2.5-bath Colonial with 2 car detached garage offers easy access to Amherst College, UMass Amherst, shopping, dining, and entertainment. The property abuts Amherst Regional High School. The first floor features an updated kitchen with granite countertops, stainless steel appliances, and tile flooring. A full bathroom with a washer and dryer adds everyday convenience. The living room, dining room, and family room flow seamlessly together, creating an inviting layout that's perfect for both daily living and entertaining. The stunning family room, added in 1988, is the centerpiece of the home. It features beautiful hardwood flooring, a dramatic vaulted, wood-plank cathedral ceiling with skylights, a cozy fireplace, a bay window that fills the room with natural light, elegant French doors, and two exterior doors leading to the rear Trex deck, creating a wonderful connection between indoor and outdoor living. The second floor offers three bedrooms, all with hardwood flooring, and a full bathroom. Bedroom #2 features a charming interior balcony overlooking the family room, adding architectural interest and an open, airy feel. The full basement includes a half bathroom, a bulkhead for convenient exterior access, and a channel drain installed in 2025 for added peace of mind. A beautiful front porch welcomes you to this charming Colonial, while the spacious rear Trex deck overlooks the open school fields, offering a peaceful outdoor retreat for relaxing, entertaining, and enjoying the surrounding views. Combining classic colonial charm with thoughtful updates, unique architectural details, and generous living spaces, this home offers a wonderful opportunity to enjoy the best of Amherst living.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,496 sq ft principal dwelling). Lot size: 12,700 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Microwave • Refrigerator • Freezer • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Pool • Tennis Court(s) • Park • Walk/Jog Trails
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstFlooring - Hardwood, Window(s) - Bay/Bow/Box
Dining Room
Lvl MainFlooring - Hardwood
Kitchen
Lvl MainCeiling Fan(s), Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Cable Hookup
Family Room
Lvl MainCathedral Ceiling(s), Flooring - Hardwood, Balcony / Deck, French Doors, Cable Hookup, Exterior Access, Open Floorplan
Master Bedroom
Lvl nullCeiling Fan(s), Closet, Flooring - Hardwood
Bedroom 3
Lvl nullCloset, Flooring - Hardwood
Bathroom 1
Lvl MainBathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Washer Hookup
Bathroom 2
Lvl nullBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Washer Hookup
Listing Agent: Burke Group
Listing Office: Berkshire Hathaway HomeServices Realty Professionals
MLS® Number: 73561050
