46 Finn St Northampton — Photo 1 of 36
$485,000
Investment Analysis — 46 Finn St
Northampton, MA 01060
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01060 carries an estimated $3,050/mo in gross rent — about a 4.42% cap rate and $21,453/yr in estimated NOI at the $485,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
1.5
SqFt
1,547
Style
Single Family
Built
1900
Full of character and charm, this 4-bedroom, 1.5-bath home sits on a lovely lot just minutes to the bike path and an easy walk to downtown shops, Smith College, and everything Northampton has to offer. Located in an established neighborhood, this home affords a wonderful opportunity to own a property in the heart of everything while offering plenty of potential to add updates and build equity. Step inside to find wood floors flowing through most of the home and a cozy dining room warmed by a natural gas stove. The spacious eat-in kitchen is fully functional and ready for your personal touch-a great opportunity to update and make it your own. A convenient half bath on the first floor adds everyday ease, and a bonus room downstairs offers flexible space for a home office, study, or bedroom. Upstairs there are 3 bedrooms and a Jack-and-Jill style full bath. Classic architecture is complemented by low-maintenance aluminum siding and replaced windows throughout, while a brand-new boiler offers peace of mind for years to come.Outside, relax on the inviting front porch, or enjoy the generous side yard— perfect for gardening, play, or simply unwinding. Off-street parking is a rare and welcome convenience in this in-town neighborhood. With an ample 1,547 square feet of living space this house has so much to offer. Open House Saturday the 12th 3:00 - 4:30.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 774 sq ft (the lesser of 900 sq ft or half the 1,547 sq ft principal dwelling). Lot size: 9,121 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Water Heater • Range • Dishwasher • Disposal • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Medical Facility • Bike Path
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Wood
Dining Room
Lvl FirstGas Stove
Kitchen
Lvl FirstCeiling Fan(s), Flooring - Vinyl, Dryer Hookup - Electric, Exterior Access, Washer Hookup
Master Bedroom
Lvl SecondBathroom - Full, Flooring - Wood
Bedroom 2
Lvl FirstBedroom 3
Lvl SecondFlooring - Wood
Bedroom 4
Lvl SecondFlooring - Wood
Listing Agent: Tess Coburnsalem
Listing Office: Delap Real Estate LLC
MLS® Number: 73575527
