46 Kay St Springfield — Photo 1 of 41
Recent Drop: $20,000
$299,900
Investment Analysis — 46 Kay St
Springfield, MA 01109 — Pine Point
Based on HUD Small Area Fair Market Rent for Springfield, MA MSA, a 3-bedroom in 01109 carries an estimated $2,180/mo in gross rent — about a 5.49% cap rate and $16,450/yr in estimated NOI at the $299,900 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2
SqFt
1,466
Style
Single Family
Built
1955
Welcome to 46 Kay Street, a completely remodeled and expanded vinyl sided L-Ranch sitting pretty on a grassy knoll, on a quiet street with no through traffic to disturb your peace and tranquility. Totally new kitchen features stunning quartz countertops and backsplash, gorgeous new white cabinetry, Brand new stainless steel appliances, new vinyl plank flooring, and brand new light fixtures to enjoy every day. Kitchen has slider to a private enclosed porch, perfect for summer dining and relaxing. Hardwood floors in the spacious living room and two of the bedrooms have been sanded and polished to perfection. Both bathrooms are remodeled with new toilets, new vanities, and even the new tub walls will be glistening for you on closing day. The basement has two large heated and finished rooms as well as a second bath, and an extra exit window. A great space for new owners to expand their footprint (Approximately 500 SF) and live comfortably. Brand new roof was just stripped and replaced two weeks ago. Economical gas heat and hot water and the existing washer and dryer will remain. This darling home is also less than a half mile walk to Western New England University and Law School. Savvy shoppers should mark this one "a must see home."
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 733 sq ft (the lesser of 900 sq ft or half the 1,466 sq ft principal dwelling). Lot size: 7,501 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Immersive Experience
Open Houses
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Golf • Laundromat • Conservation Area
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl Main,FirstCloset, Flooring - Hardwood, Window(s) - Picture, Exterior Access, Remodeled, Lighting - Overhead
Kitchen
Lvl Main,FirstCloset, Flooring - Vinyl, Dining Area, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Exterior Access, Remodeled, Slider, Stainless Steel Appliances, Lighting - Overhead
Family Room
Lvl BasementFlooring - Laminate, Flooring - Vinyl, Remodeled, Lighting - Overhead
Master Bedroom
Lvl FirstFlooring - Hardwood, Lighting - Overhead, Closet - Double
Bedroom 2
Lvl Main,FirstBedroom 3
Lvl Main,FirstCloset, Flooring - Vinyl, Remodeled, Lighting - Overhead
Bedroom 4
Lvl BasementFlooring - Vinyl, Exterior Access, Lighting - Overhead
Bathroom 1
Lvl Main,FirstBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen, Flooring - Vinyl, Countertops - Upgraded, Remodeled, Lighting - Sconce
Bathroom 2
Lvl BasementBathroom - Full, Bathroom - With Shower Stall, Flooring - Vinyl, Countertops - Upgraded, Remodeled, Lighting - Overhead
Property History
$299,900
Was $319,900
Sep 11, 2026
MLS® 73564336
$319,900
Aug 16, 2026
MLS® 73564336
$93,900
Mar 9, 2011
MLS® 71184164
$93,900
Feb 1, 2011
MLS® 71184164
Listing Agent: Roger Trombly
Listing Office: Coldwell Banker Realty - Western MA
MLS® Number: 73564336
