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2 Days on market
5 Branch St Gardner — Photo 1 of 28

5 Branch St Gardner — Photo 1 of 28

$315,000

Investment Analysis — 5 Branch St

Gardner, MA 01440

Based on HUD Small Area Fair Market Rent for Fitchburg-Leominster, MA HUD Metro FMR Area, a 3-bedroom in 01440 carries an estimated $2,000/mo in gross rent — about a 4.36% cap rate and $13,747/yr in estimated NOI at the $315,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1

SqFt

1,473

Style

Single Family

Built

1882

Welcome to 5 Branch St! Tucked away on a quiet dead-end street just outside Gardner’s town center, this charming bungalow offers the perfect opportunity to own a home with room to make it your own. Filled with natural light, the main living area features warm wood flooring, while the spacious kitchen opens to the dining area and provides easy access to the oversized back deck. And the yard is truly the star of the show! With plenty of space for gardening, entertaining, relaxing, or creating your own outdoor oasis, there’s room to enjoy the seasons right at home. A detached garage adds valuable storage and flexibility. Whether you’re a first-time buyer ready to build equity or simply looking for a cozy home with a little breathing room, this one offers an inviting combination of comfort, privacy, and outdoor living, all just minutes from the conveniences of town. A sweet home with plenty of potential and a yard you’ll love coming home to!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 737 sq ft (the lesser of 900 sq ft or half the 1,473 sq ft principal dwelling). Lot size: 10,890 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$315,000
Annual Taxes$4,493

Parking

Garage1
Off-Street4

Interior Specifications

Total Rooms6
FireplacesNone
FlooringWood, Tile, Vinyl, Laminate, Flooring - Vinyl
BasementUnfinished

Climate & Utilities

HeatingBaseboard, Oil
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
RoofShingle
FoundationStone
ZoningR1

Property & Lot

Acres0.25
SqFt Lot10,890
Lot FeaturesLevel

Amenities & Appliances

Range • Dishwasher • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Park • Highway Access • House of Worship

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3
First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl First

Flooring - Hardwood

Dining Room
Lvl First

Flooring - Stone/Ceramic Tile, Exterior Access, Slider

Kitchen
Lvl First

Flooring - Stone/Ceramic Tile, Open Floorplan, Recessed Lighting

Master Bedroom
Lvl Second

Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Wood

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Wood

Bathroom 1
Lvl First

Bathroom - With Tub & Shower, Closet - Linen, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup

Listing Provided By

Listing Agent: The Goneau Group

Listing Office: Keller Williams Realty North Central

MLS® Number: 73571702