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50 Columbia St Swampscott — Photo 1 of 42

50 Columbia St Swampscott — Photo 1 of 42

$799,000

Investment Analysis — 50 Columbia St

Swampscott, MA 01907

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01907 carries an estimated $3,700/mo in gross rent — about a 3.19% cap rate and $25,457/yr in estimated NOI at the $799,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2.5

SqFt

2,381

Style

Single Family

Built

1920

Welcome to a beautifully updated home with plenty of space to gather, work and unwind. Located within close proximity to the Commuter Rail, restaurants, parks, and several public beaches, this 3 bedroom, 2.5 bathroom property offers a bright and welcoming interior with a flexible floor plan that adapts beautifully to today’s lifestyle.The main level features a gas fireplace, a sun-filled bonus room ideal for a home office, a half bath, and a generously sized dining room with custom built-ins. The kitchen is both stylish and functional with stainless steel appliances, gas cooking, a farmhouse sink, center island, and a dedicated wine bar. An additional den/playroom provides even more versatility. Upstairs are three spacious bedrooms with ample closet storage and a full bathroom with a double vanity. The finished walkout lower level, complete with another full bathroom, includes a second home office and offers the potential for a private guest suite, along with bonus space for a gym, media/game room or recreation space. Solar panels add energy efficiency and help support lower utility costs. The driveway features an electric car charger and space for 3 parked cars. Step outside to a well-maintained fenced-in yard, complete with sprinkler system, deck, fire pit, and outdoor shower, perfect for enjoying warmer months on this large corner lot. Set in a desirable coastal community with convenient Commuter Rail access to Boston, this home offers the best of both worlds: a relaxed seaside lifestyle with an easy connection to the city.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,381 sq ft principal dwelling). Lot size: 4,791 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$799,000
Annual Taxes$8,287

Parking

Garage0
Off-Street3

Interior Specifications

Total Rooms8
Fireplaces1
FlooringTile, Hardwood, Flooring - Hardwood
BasementFull

Climate & Utilities

HeatingBaseboard
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
Roof--
FoundationStone
ZoningRES

Property & Lot

Acres0.11
SqFt Lot4,791
Lot FeaturesOther

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Freezer • Washer • Dryer • Wine Refrigerator

Neighborhood

Public Transportation • Walk/Jog Trails • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bathroom 2
First
Living RoomDining RoomKitchenFamily RoomBathroom 1
Basement
OfficeBathroom 3
Living Room
Lvl First

11.583333333 x 11.75

Flooring - Hardwood, Remodeled, Lighting - Pendant, Archway, Crown Molding, Pocket Door

Dining Room
Lvl First

14.333333333 x 15.333333333

Closet/Cabinets - Custom Built, Flooring - Hardwood, Crown Molding

Kitchen
Lvl First

12.5 x 14.25

Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Kitchen Island, Wet Bar, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Gas Stove

Office
Lvl Basement

11.583333333 x 7.833333333

Flooring - Hardwood

Family Room
Lvl First

11.75 x 15.583333333

Flooring - Hardwood, French Doors

Master Bedroom
Lvl Second

11.75 x 12.5

Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Pendant

Bedroom 2
Lvl Second

11.75 x 10.833333333

Bedroom 3
Lvl Second

11.583333333 x 8.333333333

Closet, Flooring - Hardwood

Bathroom 1
Lvl First

5.5 x 5.583333333

Bathroom - Full

Bathroom 2
Lvl Second

8.5 x 9.333333333

Bathroom 3
Lvl Basement

6.333333333 x 5.666666666

Listing Provided By

Listing Agent: The Synergy Group

Listing Office: The Synergy Group

MLS® Number: 73573583