
50 Columbia St Swampscott — Photo 1 of 42
$799,000
Investment Analysis — 50 Columbia St
Swampscott, MA 01907
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01907 carries an estimated $3,700/mo in gross rent — about a 3.19% cap rate and $25,457/yr in estimated NOI at the $799,000 list price. Adjust every assumption in the calculator below.
Beds
3
Baths
2.5
SqFt
2,381
Style
Single Family
Built
1920
Welcome to a beautifully updated home with plenty of space to gather, work and unwind. Located within close proximity to the Commuter Rail, restaurants, parks, and several public beaches, this 3 bedroom, 2.5 bathroom property offers a bright and welcoming interior with a flexible floor plan that adapts beautifully to today’s lifestyle.The main level features a gas fireplace, a sun-filled bonus room ideal for a home office, a half bath, and a generously sized dining room with custom built-ins. The kitchen is both stylish and functional with stainless steel appliances, gas cooking, a farmhouse sink, center island, and a dedicated wine bar. An additional den/playroom provides even more versatility. Upstairs are three spacious bedrooms with ample closet storage and a full bathroom with a double vanity. The finished walkout lower level, complete with another full bathroom, includes a second home office and offers the potential for a private guest suite, along with bonus space for a gym, media/game room or recreation space. Solar panels add energy efficiency and help support lower utility costs. The driveway features an electric car charger and space for 3 parked cars. Step outside to a well-maintained fenced-in yard, complete with sprinkler system, deck, fire pit, and outdoor shower, perfect for enjoying warmer months on this large corner lot. Set in a desirable coastal community with convenient Commuter Rail access to Boston, this home offers the best of both worlds: a relaxed seaside lifestyle with an easy connection to the city.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,381 sq ft principal dwelling). Lot size: 4,791 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
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Financials
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Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Gas Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Freezer • Washer • Dryer • Wine Refrigerator
Neighborhood
Public Transportation • Walk/Jog Trails • Public School
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl First11.583333333 x 11.75
Flooring - Hardwood, Remodeled, Lighting - Pendant, Archway, Crown Molding, Pocket Door
Dining Room
Lvl First14.333333333 x 15.333333333
Closet/Cabinets - Custom Built, Flooring - Hardwood, Crown Molding
Kitchen
Lvl First12.5 x 14.25
Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Kitchen Island, Wet Bar, Recessed Lighting, Stainless Steel Appliances, Wine Chiller, Gas Stove
Office
Lvl Basement11.583333333 x 7.833333333
Flooring - Hardwood
Family Room
Lvl First11.75 x 15.583333333
Flooring - Hardwood, French Doors
Master Bedroom
Lvl Second11.75 x 12.5
Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Pendant
Bedroom 2
Lvl Second11.75 x 10.833333333
Bedroom 3
Lvl Second11.583333333 x 8.333333333
Closet, Flooring - Hardwood
Bathroom 1
Lvl First5.5 x 5.583333333
Bathroom - Full
Bathroom 2
Lvl Second8.5 x 9.333333333
Bathroom 3
Lvl Basement6.333333333 x 5.666666666
Listing Agent: The Synergy Group
Listing Office: The Synergy Group
MLS® Number: 73573583
