54 Bray Rd Chesterfield — Photo 1 of 41
Recent Drop: $23,000
$227,000
Investment Analysis — 54 Bray Rd
Chesterfield, MA 01012
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01012 carries an estimated $2,210/mo in gross rent — about a 3.08% cap rate and $6,997/yr in estimated NOI at the $227,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
1
SqFt
945
Style
Single Family
Built
1960
NEW PRICE! Freshly cleaned out and ready for your vision, this year-round Lake Damond waterfront home offers a clean slate for its next owner. Loved by the same family for generations, the property features 125 feet of direct lake frontage, a dock, three outbuildings, and access to the association’s private beach and playground. The main level includes an open living, dining, and kitchen area with a bank of windows overlooking the lake, an expansive deck, two bedrooms, a bath with shower, and a workshop/utility/storage room. Two additional bedrooms are upstairs. Improvements include a metal roof, private well, replacement windows, and a newer fuel oil tank. Septic is operational, but the seller assumes it will need replacement. Buyer is responsible for all septic testing, design, approvals, and costs. Floor plans available.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Range • Refrigerator
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstWood / Coal / Pellet Stove, Ceiling Fan(s), Closet, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
Kitchen
Lvl FirstDining Area, Open Floorplan, Lighting - Overhead
Master Bedroom
Lvl FirstBedroom 2
Lvl FirstBedroom 3
Lvl SecondBedroom 4
Lvl SecondBathroom 1
Lvl FirstBathroom - 3/4, Bathroom - With Shower Stall, Lighting - Sconce, Lighting - Overhead
Property History
$227,000
Was $249,500
Aug 25, 2026
MLS® 73526790
$249,500
Was $250,000
Jul 30, 2026
MLS® 73526790
$250,000
May 29, 2026
MLS® 73526790
Listing Agent: Shelly Hardy
Listing Office: Brick & Mortar Northampton
MLS® Number: 73526790
