Active
95 Days on market
54 Portland St Holyoke — Photo 1 of 21

54 Portland St Holyoke — Photo 1 of 21

$325,000

Investment Analysis — 54 Portland St

Holyoke, MA 01040

Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 3-bedroom in 01040 carries an estimated $2,110/mo in gross rent — about a 4.76% cap rate and $15,463/yr in estimated NOI at the $325,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

2

SqFt

1,836

Style

Single Family

Built

1950

Discover 54 Portland St, a well-loved and meticulously maintained single family residence in Holyoke, MA, offering 1836 square feet of living space. This inviting home is prepared for immediate occupancy, presenting a seamless transition for its new owners. First floor offers a spacious living room, three bedrooms, a full bath, and an efficient and well-designed kitchen. The lower walk-out level has a large family room and a second full bath, offering additional living area for entertaining, crafting, gaming and more! There is plenty to enjoy outdoors with a deck and a stone patio overlooking the pretty terraced yard and green space beyond. Recent upgrades include a brand new boiler, chimney lining and some electrical upgrades, as well as new carpeting in the basement familyroom.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,836 sq ft principal dwelling). Lot size: 7,301 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$325,000
Annual Taxes$3,780

Parking

Garage1
Off-Street3

Interior Specifications

Total Rooms5
FireplacesNone
FlooringWood, Tile, Carpet, Laminate
BasementFull, Partially Finished, Walk-Out Access

Climate & Utilities

HeatingBaseboard, Natural Gas
CoolingWall Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
ZoningR-2

Property & Lot

Acres0.17
SqFt Lot7,301
Lot Features--

Amenities & Appliances

Gas Water Heater • Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Shopping • Medical Facility • Highway Access • Public School

Geography

Floorplan Breakdown

Structural Layout

Basement
Family RoomBathroom 2
Unknown
KitchenBathroom 1
Kitchen
Lvl null

Flooring - Laminate, Dining Area

Family Room
Lvl Basement

Flooring - Wall to Wall Carpet

Bathroom 1
Lvl null

Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Basement

Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile

Listing Provided By

Listing Agent: Karen Kirby

Listing Office: HB Real Estate, LLC

MLS® Number: 73534921