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38 Days on market
546 Shirley St Winthrop — Photo 1 of 42

546 Shirley St Winthrop — Photo 1 of 42

$765,000

Investment Analysis — 546 Shirley St

Winthrop, MA 02152

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 02152 carries an estimated $3,470/mo in gross rent — about a 3.03% cap rate and $23,176/yr in estimated NOI at the $765,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

4

Baths

2.5

SqFt

1,933

Style

Single Family

Built

1900

This is your opportunity to own in beautiful Winthrop by the Sea at an incredible value! This spacious 4+ bedroom, 2.5-bath home offers the perfect blend of character, updates, and an unbeatable location. Relax on warm summer evenings from the inviting wraparound porch, or take a short stroll just one block to Winthrop Beach for sunrise walks and ocean breezes. Inside, you'll find oversized rooms, high ceilings, original hardwood floors, a renovated kitchen, spacious mudroom, and flexible living space, including two bonus rooms on the third floor and a partially finished basement with a bar, built-in shelving, and full bath. Major updates include the electrical system, gas furnace, water heater, most windows, allowing you to move in with confidence. A detached garage with electricity adds even more convenience. Just two blocks from a playground and basketball courts, walking distance to Winthrop's popular restaurants, coffee shops, breakfast spots, the Winthrop Yacht Club, and the seasonal Winthrop Ferry to Boston, this home offers the low-maintenance affordable coastal lifestyle you've been searching for. This is your chance to own a large single family in one of the most desirable seaside communities!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 1,933 sq ft principal dwelling). Lot size: 3,225 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$765,000
Annual Taxes$8,470

Parking

Garage1
Off-Street3

Interior Specifications

Total Rooms5
Fireplaces2
Flooring--
BasementFull, Partially Finished

Climate & Utilities

HeatingNatural Gas
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

Construction--
Roof--
FoundationBrick/Mortar
ZoningSFR

Property & Lot

Acres0.07
SqFt Lot3,225
Lot FeaturesCorner Lot

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Bike Path

Geography

Floorplan Breakdown

Structural Layout

Third
OfficeFamily Room
Second
Primary BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 1
First
Living RoomDining RoomKitchenBathroom 3
Basement
Bathroom 2
Living Room
Lvl First
Dining Room
Lvl First
Kitchen
Lvl First
Office
Lvl Third
Family Room
Lvl Third
Primary Bedroom
Lvl Second
Bedroom 2
Lvl Second
Bedroom 3
Lvl Second
Bedroom 4
Lvl Second
Bathroom 1
Lvl Second
Bathroom 2
Lvl Basement
Bathroom 3
Lvl First

Property History

Listed
$765,000

Aug 6, 2026

MLS® 73560385

Terminated
$750,000

Aug 3, 2026

MLS® 73534235

Listed
$750,000

Jun 11, 2026

MLS® 73534235

Listing Provided By

Listing Agent: Christine D'Ambrosio

Listing Office: Compass

MLS® Number: 73560385