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57 Roy Street Swampscott — Photo 1 of 39

57 Roy Street Swampscott — Photo 1 of 39

$639,000

Investment Analysis — 57 Roy Street

Swampscott, MA 01907

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01907 carries an estimated $3,700/mo in gross rent — about a 4.08% cap rate and $26,076/yr in estimated NOI at the $639,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

3

SqFt

1,424

Style

Single Family

Built

1900

Welcome to 57 Roy Street! This spacious 3 bedroom, 3 full bath home offers exceptional value in the heart of Swampscott. Newly sanded original hardwood floors bring warmth and character throughout the main living spaces, including a generous living room and formal dining room. The remodeled kitchen features upgraded counter tops, a large granite center island with new appliances and convenient access to the private backyard. A full bathroom completes the first floor. Upstairs you will find 3 bedrooms with newer hardwood floors, including a primary bedroom suite with a tiled, walk in shower, large granite vanity and easy access laundry. A beautifully remodeled guest bathroom with a skylight adds natural light and depth. The 2nd floor was thoughtfully expanded several years ago, providing more space and versatility than the original layout. NEW Hot water heater and Gas Furnace. New Roof and Wood Siding. Enjoy the best of Swampscott with easy access to the commuter rail, downtown shops, restaurants and all that this vibrant seaside community has to offer. Brand new elementary school for grades K-4 and top notch Middle and High school. A fantastic opportunity and one of the best values in Swampscott!!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 712 sq ft (the lesser of 900 sq ft or half the 1,424 sq ft principal dwelling). Lot size: 4,487 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Open Houses

Property Details

Financials

Original Price$639,000
Annual Taxes$718,920

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms6
FireplacesNone
FlooringHardwood
BasementPartial, Interior Entry

Climate & Utilities

HeatingCentral, Forced Air
CoolingWindow Unit(s)
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofWood
FoundationStone
ZoningA3

Property & Lot

Acres0.1
SqFt Lot4,487
Lot FeaturesGentle Sloping

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Public Transportation • Golf • Medical Facility • House of Worship • Private School • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Primary BedroomBedroom 2Bedroom 3Bathroom 2Bathroom 3
Main,First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl Main,First

Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access, Lighting - Pendant

Dining Room
Lvl Main,First

Closet, Flooring - Hardwood, Exterior Access, Lighting - Pendant

Kitchen
Lvl Main,First

Bathroom - Full, Closet, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Pendant

Primary Bedroom
Lvl Second

Bathroom - 3/4, Walk-In Closet(s), Flooring - Hardwood, Remodeled

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Closet, Flooring - Hardwood

Bathroom 1
Lvl Main,First

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Jacuzzi / Whirlpool Soaking Tub, Remodeled, Pedestal Sink

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - Tiled With Shower Stall, Skylight, Flooring - Stone/Ceramic Tile, Pedestal Sink, Half Vaulted Ceiling(s)

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Jacuzzi / Whirlpool Soaking Tub, Dryer Hookup - Dual, Remodeled, Washer Hookup, Pocket Door

Listing Provided By

Listing Agent: Susan Sinrich

Listing Office: Conway - Swampscott

MLS® Number: 73581049

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