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6 Fourth Street Newbury — Photo 1 of 32

6 Fourth Street Newbury — Photo 1 of 32

$1,099,000

Investment Analysis — 6 Fourth Street

Newbury, MA 01951 — Plum Island

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 3-bedroom in 01951 carries an estimated $3,240/mo in gross rent — about a 2.08% cap rate and $22,898/yr in estimated NOI at the $1,099,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

3

Baths

1.5

SqFt

2,205

Style

Single Family

Built

1961

Coastal living begins here at this charming Plum Island retreat, just seconds from the sandy shores of Plum Island Beach & the Atlantic Ocean. Wake to the scent of the sea breeze & enjoy easy access to local restaurants, shops & everything island life has to offer. Inside, the open-concept main level features warm pine floors, exposed beams, a fireplace, tongue-and-groove accents & a bright kitchen with stainless steel appliances. Two bedrooms & a full bath complete the first floor, while the second level offers a private primary bedroom & a cozy sitting room with a stove, natural light, slider to a balcony & water-kissed breezes. The walk-out lower level includes a family room, kitchenette, half bath, laundry & additional storage—ideal for guests or added flexibility. An expansive deck & patio surrounds a fenced sandy yard. Off-street, driveway parking for 3 vehicles completes this quintessential island getaway.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,205 sq ft principal dwelling). Lot size: 5,602 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,099,000
Annual Taxes$6,651

Parking

Garage0
Off-Street3

Interior Specifications

Total Rooms8
Fireplaces1
FlooringWood, Tile, Flooring - Wood
BasementPartially Finished, Walk-Out Access

Climate & Utilities

HeatingForced Air, Propane
CoolingWindow Unit(s), Ductless
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter
ZoningRES

Property & Lot

Acres0.13
SqFt Lot5,602
Lot FeaturesCleared, Level

Amenities & Appliances

Range • Dishwasher • Disposal • Refrigerator • Washer • Dryer • Plumbed For Ice Maker

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
Master Bedroom
First
Living RoomDining RoomBedroom 2Bedroom 3Bathroom 1
Basement
Family RoomBathroom 2
Main,First
Kitchen
Living Room
Lvl First

19 x 11

Beamed Ceilings, Flooring - Wood, Exterior Access, Decorative Molding

Dining Room
Lvl First

16 x 13

Beamed Ceilings, Exterior Access, Open Floorplan, Decorative Molding

Kitchen
Lvl Main,First

12 x 11

Open Floorplan, Stainless Steel Appliances, Peninsula

Family Room
Lvl Basement

22 x 13

Beamed Ceilings, Flooring - Concrete

Master Bedroom
Lvl Second

14.5 x 11.5

Closet

Bedroom 2
Lvl First

13.5 x 11

Bedroom 3
Lvl First

11 x 11

Closet, Flooring - Hardwood

Bathroom 1
Lvl First

5 x 8

Bathroom - Full, Bathroom - Tiled With Tub & Shower, Skylight, Flooring - Stone/Ceramic Tile

Bathroom 2
Lvl Basement

7.5 x 7.5

Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid

Listing Provided By

Listing Agent: Kevin Fruh

Listing Office: Gibson Sotheby's International Realty

MLS® Number: 73557127