Active
47 Days on market
643 Main St Harwich — Photo 1 of 42

643 Main St Harwich — Photo 1 of 42

$1,399,000

Investment Analysis — 643 Main St

Harwich, MA 02645

Based on HUD Small Area Fair Market Rent for Barnstable Town, MA MSA, a 6-bedroom in 02645 carries an estimated $3,860/mo in gross rent — about a 2.11% cap rate and $29,539/yr in estimated NOI at the $1,399,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

6

Baths

3

SqFt

2,872

Style

Single Family

Built

1919

A rare opportunity in Harwich Center! Set on approximately 1.5 acres, this one-of-a-kind property offers endless possibilities with a main home, a separate ADU with its own private driveway, and a detached mixed-use garage. With a total of 6 bedrooms, it's ideal for multigenerational living, extended family, or guests, while the ADU also provides excellent rental history. The detached garage offers incredible flexibility for a business, workshop, storage, hobby space, or additional rental opportunity, with plenty of room for vehicles, bikes, and tools. Outside, enjoy a beautifully landscaped backyard with multiple sheds ready to become a man cave, she shed, home bar, art studio, or your own private retreat around the fire pit. Properties offering this much space, versatility, and potential rarely come to market in Harwich Center. Don't miss your chance to make this truly unique property yours!

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,872 sq ft principal dwelling). Lot size: 62,291 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$1,399,000
Annual Taxes$5,664

Parking

Garage2
Off-Street10

Interior Specifications

Total Rooms11
Fireplaces1
FlooringWood, Tile, Carpet, Flooring - Wood, Flooring - Wall to Wall Carpet
BasementFull, Interior Entry, Bulkhead

Climate & Utilities

HeatingBaseboard, Oil
CoolingWindow Unit(s)
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationBlock
ZoningR

Property & Lot

Acres1.43
SqFt Lot62,291
Lot FeaturesCleared, Level

Amenities & Appliances

Electric Water Heater • Water Heater • Range • Dishwasher • Microwave • Refrigerator • Washer • Dryer

Neighborhood

Golf • Bike Path • Conservation Area • House of Worship • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Bedroom 2Bedroom 3Bedroom 4Bedroom 5Bathroom 2
First
Living RoomDining RoomKitchenOfficeFamily RoomMaster BedroomBathroom 1
Living Room
Lvl First

18.6 x 11.6

Flooring - Wall to Wall Carpet

Dining Room
Lvl First

10.8 x 11.7

Flooring - Wall to Wall Carpet

Kitchen
Lvl First

16.5 x 11.7

Flooring - Wood, Kitchen Island, Cabinets - Upgraded, Recessed Lighting

Office
Lvl First

9.1 x 11.6

Flooring - Wood

Family Room
Lvl First

21.8 x 27.3

Flooring - Wall to Wall Carpet, Recessed Lighting

Master Bedroom
Lvl First

11.7 x 17.1

Closet, Flooring - Wall to Wall Carpet

Bedroom 2
Lvl Second

14 x 11.2

Bedroom 3
Lvl Second

10.3 x 11.11

Closet, Flooring - Wood

Bedroom 4
Lvl Second

9.4 x 8.4

Closet, Flooring - Wood

Bedroom 5
Lvl Second

9.1 x 9.3

Closet, Flooring - Wood

Bathroom 1
Lvl First

11.7 x 5.4

Bathroom 2
Lvl Second

6.9 x 8.4

Listing Provided By

Listing Agent: Richard J. Waystack

Listing Office: William Raveis Harwich Port

MLS® Number: 73555500