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73 - 75 Harbor Street Manchester — Photo 1 of 42

73 - 75 Harbor Street Manchester — Photo 1 of 42

$6,900,000

Investment Analysis — 73 - 75 Harbor Street

Manchester, MA 01944

Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 5-bedroom in 01944 carries an estimated $3,520/mo in gross rent — about a -0.27% cap rate and $-18,750/yr in estimated NOI at the $6,900,000 list price. Adjust every assumption in the calculator below.

View Standard Listing

Beds

5

Baths

5

SqFt

6,327

Style

Single Family

Built

1888

Wake to sweeping harbor and ocean views from a rare offering on coveted Harbor Street in Manchester featuring two separately deeded parcels being separate fully approved individual lots of record. The main residence offers more than 6,000 square feet of finished living space across three levels and was thoughtfully expanded in the mid-2000s. Sun-filled interiors, generous ceiling heights and hardwood floors create inviting spaces for everyday living and entertaining. The luxurious primary suite, media room, gym and home office complement today’s lifestyle. Set on approximately 0.70 acres, the property offers an expansive, private yard, wraparound deck and beautifully landscaped grounds. The separately deeded second parcel (#75) includes a permitted carriage house footprint with potential for a two-bedroom residence within the existing 1903 structure (buyer due diligence advised). Just moments from Tucks Point, this is a rare opportunity to own a distinctive waterfront estate.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 6,327 sq ft principal dwelling). Lot size: 30,317 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

Property Details

Financials

Original Price$6,900,000
Annual Taxes$50,851.5

Parking

Garage4
Off-Street12

Interior Specifications

Total Rooms11
Fireplaces9
FlooringTile, Marble, Hardwood, Flooring - Hardwood, Flooring - Stone/Ceramic Tile
BasementFinished, Walk-Out Access, Interior Entry

Climate & Utilities

HeatingBaseboard, Radiant, Fireplace(s), Fireplace
CoolingCentral Air, Window Unit(s)
WaterPublic
SewerPrivate Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationConcrete Perimeter, Stone
ZoningE

Property & Lot

Acres0.69
SqFt Lot30,317
Lot FeaturesCorner Lot, Easements, Gentle Sloping

Amenities & Appliances

Gas Water Heater • Range • Oven • Dishwasher • Microwave • Refrigerator • Freezer • Range Hood

Neighborhood

Park • Conservation Area • Private School • Public School

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 3
First
Living RoomDining RoomKitchenOfficeFamily RoomBathroom 1Bathroom 2
Basement
Bedroom 5
Living Room
Lvl First

Flooring - Hardwood, Window(s) - Picture, Exterior Access, Lighting - Sconce, Crown Molding, Decorative Molding

Dining Room
Lvl First

Coffered Ceiling(s), Flooring - Hardwood, French Doors, Lighting - Sconce, Lighting - Pendant

Kitchen
Lvl First

Bathroom - Half, Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, French Doors, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Recessed Lighting, Remodeled, Second Dishwasher, Stainless Steel Appliances, Gas Stove, Lighting - Pendant

Office
Lvl First

Bathroom - Half, Fireplace, Flooring - Hardwood, Balcony / Deck

Family Room
Lvl First

Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, French Doors, Cable Hookup, Deck - Exterior, Exterior Access, Open Floorplan, Remodeled, Lighting - Sconce

Master Bedroom
Lvl Second

Vaulted Ceiling(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Window(s) - Picture, Remodeled, Lighting - Pendant, Decorative Molding

Bedroom 2
Lvl Second
Bedroom 3
Lvl Second

Fireplace, Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Pendant

Bedroom 4
Lvl Second

Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Pendant

Bedroom 5
Lvl Basement

Closet, Recessed Lighting, Pocket Door

Bathroom 1
Lvl First

Bathroom - Half, Closet/Cabinets - Custom Built, Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Lighting - Sconce

Bathroom 2
Lvl First

Bathroom - Half, Flooring - Hardwood

Bathroom 3
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Double Vanity, Recessed Lighting, Remodeled, Pocket Door

Listing Provided By

Listing Agent: Gretchen Berg

Listing Office: J. Barrett & Company

MLS® Number: 73506966