
78 Ferry Street Easthampton — Photo 1 of 36
Recent Drop: $22,000
$428,000
Investment Analysis — 78 Ferry Street
Easthampton, MA 01027
Based on HUD Small Area Fair Market Rent for Amherst Town-Northampton, MA MSA, a 4-bedroom in 01027 carries an estimated $2,640/mo in gross rent — about a 4.47% cap rate and $19,128/yr in estimated NOI at the $428,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2
SqFt
1,568
Style
Single Family
Built
1900
MUST BE SEEN TO BE APPRECIATED! This charming New England farmhouse has been thoughtfully enhanced with substantial improvements by Valley Home Improvement. In 2019, a bright 250-square-foot family room addition was created, featuring bamboo flooring, windows on three sides, and direct access to the 6 ft cedar-fenced backyard. An enclosed front porch, added in 2018, offers wonderful versatility and exceptional soundproofing—perfect for mudroom, storage, bikes and/or a cozy sitting area. The home’s functionality was further enhanced with the conversion of a half bath into a first-floor full bath with walk-in shower, tile floor and convenient stackable laundry. With 4 bedrooms, including a first-floor bedroom that could easily serve as an office and 2 full baths plus living room and dining room, there are many ways for utilizing this great space. The renovated kitchen features stainless steel appliances, butcher-block countertops, a deep stainless sink, updated plumbing and lighting fixtures and flooring. Hardwood floors extend throughout much of the home, adding warmth and character. Major updates include a new natural gas boiler (2014), roof (2013), and updated electrical (2022). Outside, the newly fenced backyard and garden shed create an enclosed and inviting space for play and relaxation. Ideally located within easy walking distance of the vibrant Mill District and Bike Path! MOVE-IN READY!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 784 sq ft (the lesser of 900 sq ft or half the 1,568 sq ft principal dwelling). Lot size: 8,712 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Electric Water Heater • Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer
Neighborhood
Public Transportation • Shopping • Park • Walk/Jog Trails • Bike Path • Conservation Area
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstFlooring - Hardwood
Dining Room
Lvl FirstFlooring - Hardwood
Kitchen
Lvl FirstCeiling Fan(s), Flooring - Laminate
Family Room
Lvl FirstCeiling Fan(s), Flooring - Wood, Recessed Lighting
Master Bedroom
Lvl SecondCeiling Fan(s), Closet, Flooring - Hardwood
Bedroom 2
Lvl SecondBedroom 3
Lvl SecondCloset, Flooring - Laminate
Bedroom 4
Lvl FirstCloset, Flooring - Hardwood
Bathroom 1
Lvl FirstBathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
Bathroom 2
Lvl SecondBathroom - Full, Bathroom - With Tub & Shower, Closet - Linen
Property History
$428,000
Was $450,000
Aug 25, 2026
MLS® 73549174
$450,000
Jul 14, 2026
MLS® 73549174
Listing Agent: Lisa Palumbo
Listing Office: Delap Real Estate LLC
MLS® Number: 73549174
