89 Gale Road Swampscott — Photo 1 of 39
$1,895,000
Investment Analysis — 89 Gale Road
Swampscott, MA 01907
Based on HUD Small Area Fair Market Rent for Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, a 4-bedroom in 01907 carries an estimated $4,090/mo in gross rent — about a 0.92% cap rate and $17,455/yr in estimated NOI at the $1,895,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2.5
SqFt
3,419
Style
Single Family
Built
1950
BACK ON MARKET DUE TO BUYER CIRCUMSTANCES - NO FAULT OF THE PROPERTY! Thoughtfully designed to offer the ease of single-level living without sacrificing space or flexibility, this exceptional coastal residence was completely rebuilt to the studs with a second-floor addition by Groom Construction in 2018 & captures the sights and sounds of the Atlantic Ocean. The main level lives beautifully, featuring a spacious primary suite with a spa-inspired bath, an extraordinary dressing room, separate walk-in closet, home office, first-floor laundry, and expansive open-concept living spaces designed for effortless everyday living and entertaining. At the heart of the home, a stunning chef's kitchen with an oversized island flows seamlessly into the dining & living areas before opening to a generous deck overlooking beautifully landscaped grounds. Upstairs, three additional bedrooms and full bath flow into a spacious family room providing the perfect retreat for family and guests, while a rooftop deck captures sweeping Atlantic Ocean views. A rare offering!
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,419 sq ft principal dwelling). Lot size: 15,420 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Oven • Dishwasher • Disposal • Microwave • Refrigerator • Washer • Dryer • Range Hood
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstOffice
Lvl FirstFamily Room
Lvl SecondMaster Bedroom
Lvl FirstBedroom 2
Lvl SecondBedroom 3
Lvl SecondBedroom 4
Lvl SecondBathroom 1
Lvl FirstBathroom 2
Lvl FirstBathroom 3
Lvl SecondListing Agent: Willis + Tierney
Listing Office: Compass
MLS® Number: 73545412
