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9 Cross St. Westborough — Photo 1 of 42

9 Cross St. Westborough — Photo 1 of 42

$725,000

Investment Analysis — 9 Cross St.

Westborough, MA 01581 — West Main Historical District

Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01581 carries an estimated $3,960/mo in gross rent — about a 3.82% cap rate and $27,720/yr in estimated NOI at the $725,000 list price. Adjust every assumption in the calculator below.

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Beds

4

Baths

2

SqFt

2,230

Style

Single Family

Built

1793

Historic character meets modern living at 9 Cross Street! This beautifully renovated 4-bedroom home offers a rare combination of 1793 post-and-beam craftsmanship and the bright, open layout today’s buyers are looking for. Original exposed beams and beautifully preserved wide-pine floors add warmth and character throughout. At the heart of the home is a stunning eat-in kitchen featuring an impressive 8-foot Carrara marble island, herringbone Carrara marble backsplash, gas cooking, stainless steel appliances, built-in pantry and plenty of space for everyday living and entertaining. A dramatic 5-foot-wide custom staircase anchors the center of the home and creates an open connection between the kitchen, dining and living spaces. The built-in mudroom and thoughtfully designed custom storage add everyday convenience. Upstairs you’ll find four generously sized bedrooms, including a spacious primary bedroom with a custom California Closets walk-in closet and window seat. Two beautifully renovated full baths complete the interior. Enjoy morning coffee on the inviting farmer’s porch or summer dining in the private backyard surrounded by mature landscaping and hydrangeas. The home was renovated back to the studs with care taken to preserve its historic character while incorporating modern amenities. Updates include new windows, gas heat, 200-amp electrical service and a dedicated EV charger. Just moments from Westborough favorites including the Red Barn and the Coop. Built in 1793. Reimagined for today.

ADU Potential

Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 2,230 sq ft principal dwelling). Lot size: 5,445 sq ft.

Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.

Estimates — not financial advice

These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.

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Property Details

Financials

Original Price$725,000
Annual Taxes$8,395

Parking

Garage0
Off-Street2

Interior Specifications

Total Rooms10
Fireplaces2
FlooringWood, Flooring - Wood
BasementFull

Climate & Utilities

HeatingForced Air, Natural Gas, Fireplace
CoolingNone
WaterPublic
SewerPublic Sewer

Building & Exterior

ConstructionFrame
RoofShingle
FoundationStone
ZoningR

Property & Lot

Acres0.13
SqFt Lot5,445
Lot FeaturesCorner Lot, Level

Amenities & Appliances

Gas Water Heater • Range • Dishwasher • Refrigerator • Washer • Dryer • Range Hood

Neighborhood

Public Transportation • Shopping • Park • Walk/Jog Trails • Golf • Medical Facility

Geography

Floorplan Breakdown

Structural Layout

Second
Master BedroomBedroom 2Bedroom 3Bedroom 4Bathroom 2
First
Family Room
Main,First
Living RoomDining RoomKitchenBathroom 1
Living Room
Lvl Main,First

13 x 13

Beamed Ceilings, Flooring - Wood, Open Floorplan

Dining Room
Lvl Main,First

10 x 13

Beamed Ceilings, Closet/Cabinets - Custom Built, Flooring - Wood, Recessed Lighting, Remodeled

Kitchen
Lvl Main,First

10 x 19

Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Wood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Peninsula, Lighting - Sconce

Family Room
Lvl First

12 x 14

Beamed Ceilings, Flooring - Wood, Remodeled

Master Bedroom
Lvl Second

13 x 16

Walk-In Closet(s), Closet, Closet/Cabinets - Custom Built, Flooring - Wood

Bedroom 2
Lvl Second

13 x 17

Bedroom 3
Lvl Second

10 x 18

Closet/Cabinets - Custom Built, Flooring - Wood, Attic Access, Window Seat

Bedroom 4
Lvl Second

10 x 18

Closet/Cabinets - Custom Built, Flooring - Wood

Bathroom 1
Lvl Main,First

10 x 5

Bathroom - Full, Bathroom - With Shower Stall, Recessed Lighting

Bathroom 2
Lvl Second

Bathroom - Full, Bathroom - With Tub & Shower, Closet/Cabinets - Custom Built

Listing Provided By

Listing Agent: Robert Smith

Listing Office: Mathieu Newton Sotheby's International Realty

MLS® Number: 73573366