
99 Lovett Rd Oxford — Photo 1 of 41
$724,000
Investment Analysis — 99 Lovett Rd
Oxford, MA 01540
Based on HUD Small Area Fair Market Rent for Worcester, MA HUD Metro FMR Area, a 4-bedroom in 01540 carries an estimated $2,310/mo in gross rent — about a 2.08% cap rate and $15,051/yr in estimated NOI at the $724,000 list price. Adjust every assumption in the calculator below.
Beds
4
Baths
2
SqFt
3,064
Style
Single Family
Built
1780
Steeped in history and built to last. This remarkable pre-1780, post-and-beam home is a rare opportunity to own a piece of the past without giving up flexibility. Chestnut timbers, joined without a single nail, showcase craftsmanship from another era, & wide-plank hardwood floors, add a warmth and character that cannot be recreated with modern materials. The main residence offers everything you need. Kitchen, dining room, laundry and 3 other rooms on the first floor. 4 bedrooms on the 2nd and a massive bonus room on the 3rd, plus closests everywhere. Adding even more versatility is a 1-bedroom accessory apartment with its own boiler and separate oil tank; ideal for rental income, multi-generational living, extended-stay guests, or simply having additional private space. Outside, this property continues to surprise. A five-car garage, built in the early 2000s, offers incredible possibilities for the car enthusiast, collector, hobbyist, entrepreneur, or anyone who can never have enough workspace. And that's not all / a massive barn/storage shed provides even more room for equipment, projects, seasonal storage, or whatever your plans may be. The setting is equally special. Surrounded by conservation land with a view of Saccarappa Pond, the property offers a sense of privacy and connection to nature. Established perennial plantings were thoughtfully chosen to attract butterflies and bees, bringing color, movement, and pollinators to the landscape throughout the growing season. Despite its tucked-away feel, convenience is surprisingly close. Home Depot, Market Basket, an urgent care, major routes, shopping, and everyday necessities are all just a short drive away. Historic character. Flexible living space. Exceptional garage and storage capacity. A natural setting with modern conveniences nearby. This is not a cookie-cutter property. Come explore the history, the space, and all the possibilities this truly one-of-a-kind property has to offer. Please be sure to ask for the additional information attached to the listing.
ADU Potential
Massachusetts allows one accessory dwelling unit by right in single-family zoning districts statewide (M.G.L. c. 40A §3; 760 CMR 71.00, effective Feb 2025). Estimated maximum ADU size for this property: 900 sq ft (the lesser of 900 sq ft or half the 3,064 sq ft principal dwelling). Lot size: 63,049 sq ft.
Based on listing data, which indicates the property type — not the zoning district. Local dimensional, septic (Title 5), and historic-district requirements still apply. Not legal advice — verify with the municipality.
Estimates — not financial advice
These figures are illustrative estimates for informational purposes only — not an appraisal, valuation, or guarantee of rent, income, or returns, and not financial, tax, or investment advice. Rent is either the figure reported on the MLS listing — in-place rent that may differ from market and is not verified against the actual leases — or, where the listing reports none, an estimate from HUD Small Area Fair Market Rents, a government benchmark that may differ from actual market rent. Each figure is labelled with its source. Cap rate, NOI, and returns depend on the assumptions shown, which you can change. MLS and other third-party data may be inaccurate or out of date. Verify all figures independently and consult your own financial, tax, and legal advisors before making any investment decision.
Property Details
Financials
Parking
Interior Specifications
Climate & Utilities
Building & Exterior
Property & Lot
Amenities & Appliances
Range • Refrigerator
Neighborhood
Shopping • Walk/Jog Trails • Medical Facility • Conservation Area • Highway Access • House of Worship
Geography
Floorplan Breakdown
Structural Layout
Living Room
Lvl FirstDining Room
Lvl FirstKitchen
Lvl FirstFamily Room
Lvl FirstMaster Bedroom
Lvl SecondBedroom 2
Lvl SecondBedroom 3
Lvl SecondBedroom 4
Lvl SecondListing Agent: Stacey M. Hamel
Listing Office: Keller Williams Pinnacle Central
MLS® Number: 73565470
